Portfolio Management Analyst/Associate - Diversified Industries

Capital One
Dallas, Texas
May 13, 2022
Jun 12, 2022
Full Time
Plaza Of Americas (31012), United States of America, Dallas, Texas

Portfolio Management Analyst/Associate - Diversified Industries

Capital One's Commercial Bank, which services a $70 billion loan portfolio, serving more than 6,100 clients. We span several lines of business to deliver strategic client solutions by driving digital innovations that transform businesses and industries. The Commercial Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business.

This role supports the Diversified Industries line of business. Capital One's Diversified Industries group includes the US Corporate, Mid-Corporate and Sponsor & Specialty businesses within the Middle Market Bank. The group provides financing to medium to large companies for mergers and acquisitions, corporate growth, balance sheet re-financings and recapitalizations. The Diversified Industries portfolio consists of over 350 clients and $18 billion in credit exposure. The Diversified Industries Portfolio Management team is responsible for all portfolio management activities.

Primary Roles and Responsibilities:
  • Act as the primary account manager for a portfolio of ~20 loan accounts.
  • Evaluate accounts and credit facilities by performing financial statement analysis, reviewing spreads, calculating adherence to compliance statements & loan covenants, and assessing the overall risk within the client's business, industry, customer base and geography.
  • Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities.
  • Perform research and analysis of industry and market data to complete financial projections.
  • Ensure compliance with credit policies and procedures for existing accounts
  • Compile and synthesize loan, market and company information to complete annual client reviews, and other non-material loan amendments.
  • Support field underwriting team on material loan modifications including renewals, refinancing's and recapitalizations by assisting with due diligence, financial analysis and financial modeling.
  • Prepare and present account updates to senior leadership during quarterly portfolio review.
  • Work with internal partners to assist with closing process requirements.

While in the role of Portfolio Analyst, you will experience the following:
  • Detailed coaching and development of current portfolio analyst skills.
  • Exposure to clients through the participation in client calls and on-site visits.
  • Exposure to more complex UW through mentorship with seasoned UW's, deal shadowing and other learning opportunities.
  • Formal career guidance to assist in obtaining future roles within Diversified Industries UW&PM.

Basic Qualifications:
  • Bachelor's Degree or Military Experience
  • At least 1 year of experience in financial statement analysis
  • At least 1 year of experience in financial modeling

Preferred Qualifications:
  • Bachelor's Degree in Accounting, Finance, or other relevant fields
  • Previous experience in underwriting or portfolio or asset management
  • Completed coursework or training in credit risk management


At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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